National credit card debt reached a peak of $1.022 trillion in April 2008 That's an average of $8,299 in credit card debt per household. That was more than a third (38 percent) of total U.S. consumer debt.
Today, the average American home has over $16,000 in credit card debt, says NerdWallet.
But the #1 cause of bankruptcy is healthcare costs. Not being prepared for an emergency can ruin you.
And personal finances are not just a North American problem. According to the Mirror in the UK: "The amount of personal debt has hit a staggering £1.5 trillion..."
Obviously, something needs to be done and you are the only person who can do it.
By understanding, then mastering the Four Fundamentals of Financial Planning, you will set yourself on a course towards achieving whatever monetary and lifestyle goals you want. In this fast-paced course, Dwayne Richards shows you how easy it is to take control of your bank account and live the life you want.
The course covers in detail:
- Why Cash is King
- Living Your Dream Lifestyle
- What Your #1 Asset Really is
- How to Safeguard Your Future
- And much more!
You will discover the power of Compound Interest and how to use it to your advantage. Chances are that right now, it is working against you.
Dwayne Richards, CPA, CMA, Financial Security Advisor and Business Consultant, shows you every strategy, secret and tactic you will need to prevent you from being an 'Average American' with $16,000+ in credit card debt.
Don't wait! Register today!
Who this course is for:
- Small Businesses
- Home Owners
Executive Producer (42 Podcasts, 150+ Udemy courses)
4.2 Instructor Rating
Scott Paton has been podcasting since the spring of 2005. He has executive produced and/or co-hosted over 45 podcasts. An internationally renowned speaker, Scott has presented to audiences from London, England to Sydney, Australia, from Vancouver, BC to New York, NY, from LA to Rwanda. Thousands of entrepreneurs and NGO's have changed their public engagement strategies based on Scott's sharing. We hope you will, too!
Scott has over 500,500 students from 199 countries taking at least one of his 150+ courses.
Scott joined Udemy in 2013. In late 2014, one of his clients inspired him to make a video course on Podcasting. He revisited Udemy and got very excited at the potential. After his course went live, Scott told his clients and many decided to make courses but needed help, so he has become a co-instructor with them, while continuing to support and build his own courses. His co-topics all include areas of life-long learning by Scott, including Stock Option Trading, Alternative Health, EFT, and Relationships.
Financial Advisor for Entrepreneurs and Small Businesses
3.7 Instructor Rating
Dwayne is a people-focused operations professional who has worked for both multi-national and privately owned Canadian corporations in 5 different industries over the past 15 years.
Dwayne is a Chartered Professional Accountant who values authentic business relationships and clear communication.
He is constantly tracking and assessing sales, marketing, and financial tools in the interest of automating operations, so that entrepreneurs have more time to do what they love.
His "why" is to alleviate the stress and anxiety around managing money and keeping up with current technology.
4.2 Instructor Rating
Research published this year by Harvard and Stanford Business Schools suggests that health problems associated with job-related anxiety account for more deaths each year in the US than Alzheimer’s disease or diabetes. It is likely that the same is true in the UK.
The combination of the Amazon story and the recent study into the impact of work-related stress means that there are important questions that all organisations should ask themselves.
These include: What type of management culture do we foster? What informal conflict management techniques do we offer to foster healthy workplace relationships? What are we doing to enable people at work to enjoy their jobs and thrive, both psychologically and physically?
Scott teaches non-violent communication techniques that help managers live healthier productive lives.